Sunday, February 17, 2013

Evaluating phone expenses/options : Personal Finance

Hiya! Seeking opinions here as I try to cut where I can on our budget but remain realistic. Currently I am evaluating our phone situation which seems excessive as a whole but I don't know what changes to make.

Verizon: $125 2 his/hers cell phones with shared data plan. We use barely any data but are already paying for the lowest data plan possible. He is required to have such a phone for work , and gets a discount, 20% I think on the overall bill. I would be happy with a basic phone ($30 per month) but for only $10 more per month, I do use the data phone to organize my life (YNAB, COZI, GMAIL etc.) and it is working well for that so I think worth the bit extra, that is IF I really need a cell phone at all.

Tmobile: $65 My two college boys each need their own basic phone, which they only use for basic communication, not big talkers and less than 30 texts per month so I pay those individually because it is less than paying for unlimited texting.

Centurylink: $35 I signed up for centurylink to have a local calls only phone when I leave kids home and take the cell with me so we can communicate or, of course in case of emergency. I thought it would be only around $20 but forgot why we dropped landlines at our last home because the taxes and fees added increased that almost 40%. I am concerned that it is safer to have a landline phone, but honestly, maybe things have changed nowadays.

Thanks for any input!

Source: http://www.youneedabudget.com/forum/personal-finance-f9/evaluating-phone-expenses-options-t20366.html

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